Rhode Island Pet Insurance

Rhode Island is a small state known for its colonial towns, sandy beaches and abundance of lobster. It’s also known for its love of animals. This state was ranked as the ninth most pet-friendly state. It earned this credential for several reasons. In addition to having some of nation’s best anti-cruelty laws, it also ranked fifth in the country for best overall health and wellness factors for pets and also for animal protection. Much of this health and wellness may be attributed to the owners’ access to pet insurance.

Pet Laws in Rhode Island

Here are some of the most basic pet laws in effect in Rhode Island.

  • Households in Rhode Island can only have up to three dogs.
  • All dogs are required to be licensed and have rabies vaccinations by the time they are three months old.
  • The license must be renewed at the end of April each year.
  • Cats do not need to be licensed but must have a rabies shot by three months of age if they are to be kept indoors.
  • Rhode Island does not have a statewide leash law, but each municipality makes its own laws and most require dogs to be on a leash when they’re off their property.
  • Dogs are not allowed to run at large unattended.

Pet-Friendly Things in Rhode Island

Rhode Island is a great place to spend time with your pet, especially since there are so many pet-friendly places to go and things to do. Included with the many Rhode Island pet-friendly places listed below are 27 designated pet-friendly beaches and trails.

  • Diego’s in Newport offers a friendly staff, gluten-free menu and a pet-friendly atmosphere.
  • Union Station Brewery in Providence offers bar food, crafted beer and outdoor seating for your pet.
  • Compass Road Beach in North Kingstown has a beautiful beach, picnic areas and plenty of space for dogs on leashes.
  • Newport Dog Beach in Newport is a fenced-in park with plenty of space to run around.
  • Rustic Tri-View Drive-In in Providence is a summertime eatery with snacks, great movies and a welcome for your dog.

Rhode Island residents and visitors can get excited about the many pet-friendly places and attractions this state has to offer. There are also many pet-friendly places of employment where employees can take their pet with them to work.

  • Warwick’s Bori Graphix
  • T.F. Green Airport
  • Doody Calls in Providence
  • Big Tony’s Pizzaria in Providence
  • Rhode Island Animal Medical Center in Warwick
  • Leashrly Life in Norfolk

Monthly Cost for Pet Insurance in Rhode Island

Pet insurance is an effective and affordable way to provide your pet with good health because pet insurance can help pay for unexpected veterinary care you might not otherwise be able to afford. Pet insurance doesn’t usually cover routine exams and vaccinations but will pay a large majority of unexpected emergency veterinary bills.

Here are the premiums for pet insurance in five different cities in Rhode Island. The policy is for a three-year-old mixed breed dog of medium size. This particular policy, which is the favorite of customers, pays 80% of the bill after a $250 deductible. There is no limit on the maximum amount it will pay.

City Monthly Cost
Providence $35.07
Newport $38.58
Pawtucket $41.84
Jamestown $40.00
Weekapaug $33.53

Veterinary Costs in Rhode Island

Rhode Island pet owners pay some of the highest amounts in vet bills for unexpected expenses, and they pay at least $1,500 annually for out-of-the-ordinary expenses. This may seem like a high amount, and it is, but it’s small compared to what could be paid for more serious conditions. Pet owners who have a dog diagnosed with cancer may be looking at vet bills that can exceed $10,000 when you factor in chemotherapy, radiation, medication and surgical removal of tumors.

Broken bones or unknown abdominal issues often result in surgeries that can cost from $500 to $3,000 or more. Almost any time a dog is seen by a vet for an unknown illness, the vet performs blood work and diagnostic imagining. These things can cost anywhere from $300 to $3,000 depending on the severity of the illness or injury. These are the types of vet visits that make pet insurance so valuable.

Low-Income Pet Help in Rhode Island

Caring for a pet is a big responsibility, and sometimes it can become difficult when the owner suddenly suffers a financial hardship or some other type of setback. Several organizations in Rhode Island assist pet owners by providing free or low-cost veterinary services.

Humane Association of Northwestern Rhode Island in Pascoag – offers spay/neuter assistance

Hands That Heal RI – offers pet food for low-income/elderly families and offers resources for low-cost immunizations, low-cost spay/neuter, and long- and short-term veterinary care

Volunteer Services for Animals in Providence – offers spay/neuter assistance

RIVMA Companion Animal Foundation – offers veterinary care assistance

Providence Animal Rescue League in Providence – offers spay/neuter assistance

Rhode Island Veterinary Medical Association – offers necessary veterinary medical care and spay/neuter assistance statewide

Rhode Island Community Spay/Neuter Clinic – offers low-cost spay/neuter for cats and dogs