Pet Insurance in Ohio

​Known as the Buckeye State, Ohio is an interesting state for many reasons, one of those being a unique claim to fame – it’s the home of the first hot dog! Speaking of dogs, it’s also a nice state for dogs to live and visit. While winters may be cold, summers are relatively mild, making it the perfect climate for dogs or cats living in or visiting Ohio with their families. Unfortunately, Ohio ranks third in the country in dog bite claims. This might be a perfect indication for the need for better dog healthcare and pet insurance.

Pet Laws in Ohio

Ohio has specific pet laws regarding who can own a dog and what they must do as dog owners.

  • Every dog must be registered and licensed each year.
  • The dog must wear a collar the license tag at all times.
  • Dogs must be on a leash and not allowed to run freely.
  • Convicted felons cannot own unsprayed or unneutered dogs of certain breeds until the felon has been relieved of all legal requirements for three years.
  • Convicted felons who can own a dog must have it microchipped for identification.
  • Dog owners who give or sell their dog to another person must give them a signed transfer of ownership certificate.
  • Dogs must be current on rabies shots and any immunizations required in a certain county or city.
  • Pet owners cannot display cruel or neglectful behavior towards their pets.

Pet-Friendly Things in Ohio

Although Ohio may not be the first state that comes to mind when you’re looking for exciting places like Disney World or Mall of America, it is definitely a great place if you live and own a family dog in Ohio or are planning to visit Ohio with your dog. This state offers many pet- or dog-friendly things to do and places to see. Here are just a few of the many places for pets in Ohio.

  • Momocho – Located in Cleveland, this pet-friendly restaurant not only has outdoor seating but also ample space for your pet indoors.
  • Black Creek Bistro – Located in Columbus, this popular restaurant offers great outdoor sitting for you and your pet.
  • Dog Beach at Salt Ford State Park – Dogs are allowed to swim off leash at this popular beach in Lore City, Ohio. They must be on leash when out of the water.
  • Sonic Drive-In – This popular pet-friendly restaurant offers an outdoor seating area for your pet.
  • The Canine Club – While in Elyria, you can bring your dog here for socialization and supervised play as well as grooming services.
  • Tail Wags Playground & Doggie Bean Café – Located in Columbus, this indoor park and lounge offers a place to visit, rest or enjoy the internet service.
  • Beowoof Pet Care – This is a great place to take your dog while you’re in Stewart and just want a little free time.

Ohio Veterinary Costs

Since 2004, veterinary costs have more than doubled, not just in Ohio, but throughout the nation. As much as dog and cat owners avoid going to the vet to avoid a high vet bill, annual checkups and wellness exams are important for dog and cat owners. An annual checkup can often detect a health issue in its early stages and prevent higher medical bills. For a pet owner, it’s crucial to get pet insurance before a health issue crops up or you will face the issue of pre-existing conditions, which in insurance-speak means your pet will not be covered for a health issue that is already existing at the time you apply for coverage (and during the waiting period after).

Monthly Cost of Pet Insurance in Ohio

Exams and treatment are often used as a preventative medicine, but dogs and cats who become sick or have an accident incur a much higher vet bill. When a pet is sick, it’s not unusual for the vet bill to range from $1,000 to $10,000 or more. Fortunately, owners who have pet insurance will only have to pay a small percentage of the bill, depending on the plan and the area in which they live.

Veterinary costs and pet insurance costs vary by city. Here are the monthly rates for pet insurance in five large Ohio cities based on a 4-year old medium-sized mixed breed dog.

City Monthly Cost
Columbus $46.62
Cleveland $43.78
Cincinnati $37.76
Toledo $48.16
Dayton $41.05

The above prices are for the pet insurance plan preferred by most pet owners in that city. The plans typically pay 80% of covered costs and require a $250 deductible.

Low-Income Pet Help in Ohio

You don’t have to have a lot of money to own and care for a pet because there are many places in Ohio that offer pet help and assistance to low-income individuals. Here are a few of the many Ohio-based organizations that offer assistance to low-income pet owners.

Paws 4 a Cure – offers financial assistance for non-routine veterinary services for dogs or cats

Pets in Need – provides low-cost veterinary care and financial assistance for non-emergency services to low-income households in Cincinnati

Feline Veterinary Emergency Assistance – offers financial assistance to eligible individuals for emergency treatment for cats

Humane Society – offers low-cost adoptions and assistance in certain veterinary services such as spaying or neuterin