Pet Insurance in Nebraska

Nebraska Pet Insurance

Nebraska pet insurance is a great way to cover the pets who live there. ​Unlike some of its neighboring states, Nebraska doesn’t have as many pet-filled households. Only about 51.3% of the households in Nebraska have pets, making them the 6th lowest state in the nation in terms of pet ownership. Despite this low number, those who do have pets look for fun things to do and often consider pet insurance so they can provide their pets with the best veterinary care possible.

Monthly Cost for Nebraska Pet Insurance

Pet insurance may seem like just another unnecessary expense, but it’s relatively inexpensive when you consider what it all covers. Pet insurance doesn’t pay for routine examinations or vaccinations, but then these are not the type of services that are difficult to pay. Pet insurance pays for unexpected illness and injury-related services.

Here are some premiums for five different cities in Nebraska. The premiums are for a policy that pays 70% of the bill after a $500 deductible is paid. It also has an unlimited maximum payout amount. It’s for a six-year-old mixed breed dog of medium size.

City Monthly Cost
Omaha $40.58
Lincoln $37.45
Bellevue $34.04
Burwell $30.64
South Sioux City $30.64

Best Nebraska Pet Insurance Companies

Pets Best: Dogs, Cats, Wellness
SPOT: Dogs, Cats, Wellness
FIGO: Dogs, Cats
Embrace: Dogs, Cats, Wellness
Trupanion: Dogs, Cats
Nationwide: Dogs, Cats, Exotics, Wellness

Pet Laws in Nebraska

Nebraska pet owners have to deal with some of the strictest pet laws in the country. Both cats and dogs are to wear tags and collars unless they are microchipped. Although there is no leash law for cats, all dogs either are to be on a leash or confined in their yard at all times. Certain breeds of dogs in Nebraska also have to be leashed and muzzled when they’re outdoors unless they’re in a fenced yard. If the owner of these breeds doesn’t have a fenced yard, the dog must also have someone at least 19 years old anytime it is outside. This law applies to these breeds:

  • Pitbull
  • American Staffordshire Terrier
  • American Bulldog
  • Staffordshire Bull Terrier
  • Dogo Argentina
  • Cane Corso
  • Presa Canario

Pet-Friendly Nebraska

Nebraska pet owners can spend a lot of quality time with their pets, especially their canine friends. This state is filled with pet-friendly places to go, including restaurants, parks, beaches and hotels.

  • Element Omaha Midtown Crossing is a pet-friendly hotel that allows up to two dogs to stay in your room with you.
  • Westview Bed and Breakfast in Lincoln opens its door to all well-behaved dogs.
  • Lake Mcconaughy SRA Campground in Ogallala is a pet-friendly campground open to dogs kept on a 6-foot leash.
  • Blue Blood Brewing Company in Lincoln is a seasonal restaurant/brewery that offers delicious cuisine, crafted brews and an outdoor patio for dog seating.
  • Old Chicago Pizza and Tap Room in Omaha is a casual pub offering pizza, appetizers, beer, grinders and outdoor seating for Fido.
  • Hanscom Park Dog Park in Omaha features a water fountain, shade trees and both a small and large area for dogs to play.
  • Bryson’s Airboat Tours in Fremont gives you and your dog the chance to share a boat cruise together.

In addition to the many fun places dog owners can go with their dog in Nebraska, there are also many pet-friendly employers that welcome pets. This is ideal for owners who don’t want to be away from their pets each day.

  • Grand Island Veteran’s Home in Grand Island
  • in Lincoln
  • Camp Bow Wow in Lincoln
  • Nebraska Dog Trainers in Lavista
  • Wag! in Omaha
  • Embark Pet Company in Lincoln
  • PetSmart in Omaha

Nebraska Veterinary Costs

Providing our pets with regular checkups and keeping up with vaccinations, worming and parasite prevention is a normal part of pet ownership. While these services aren’t that expensive, they’re often not the only expenses we have for our pets. Nebraska pet owners pay an average of $1,100 annually for unexpected veterinary care.

This may sound like a lot for “unexpected” medical care, but it’s minor compared to what you could spend for something really serious like cancer treatments, surgery, blood and lab work, hospital stays or abdominal issues. Here are some average charges for some of the most common and series issues requiring emergency veterinary care.

  • Lab services – $20 to $350
  • X-rays – $50 to $250
  • Emergency visit – $150 to $200
  • Overnight hospital stays – $50 to $150 per day
  • Blood work – Can run from $30 to $150
  • Blood transfusions – $450 to $800
  • Chemotherapy Treatments – average about $1,000 per session and may need up to ten sessions
  • Radiation Treatments – run about $1,000 per treatment with six to ten treatments
  • Surgery – $1,000 to $2,000 depending on the type of surgery

Low-Income Pet Help in Nebraska

Pet owners who are having financial difficulties or some other kind of difficulties that make it hard to feed the dog or get proper medical help can get assistance through several different organizations in Nebraska.

Lincoln Animal Ambassadors in Lincoln County – offers pet food and low-cost spay/neuter programs

Hearts United for Animals in Auburn – offers a low-cost spay/neuter clinic

Nebraska Humane Society in Omaha – offers pet food delivery for seniors getting Meals on Wheels as well as low-cost spay/neuter services, grooming, boarding services and training classes

Mobile Animal Clinic in Omaha – offers low-cost veterinary services

Cotner Pet Care in Lincoln – features a low-cost clinic

Coalition for Pet Protection in Lincoln – offers assistance in paying for veterinary medical care