Maine Pet Insurance

​Maine is a state that offers much to do and see despite its small size. Whether it’s spotting a moose, checking out a lobster shack or touring world-class art museums, you’ll find plenty to do and see in Maine. Many people own pets in this beautiful state. According to, more than 62 percent of Maine residents have a pet in their home. Maine welcomes visitors to bring their pets with them on vacation because there are many pet-friendly attractions in Maine.

Pet Laws in Maine

Like most of the other states, Maine has pet and dog laws that must be followed by residents and visitors who come to the state with their pets.

  • All dogs at least six months old must be licensed and must wear proof of license with a tag on the collar.
  • Dogs must be current with rabies shot and be able to provide proof.
  • Dogs are not allowed off leash unless in specific places where it is allowed.
  • Cats are not allowed to run at large and must stay on their owner’s property.

Pet-Friendly Things and Places in Maine

If you’re planning a vacation in Maine with your pet, you can be assured that you will not regret bringing him along. This pet-friendly state offers a wide selection of places to eat, stay or just have fun with your pet. Here are a few of the many pet-friendly establishments that can be found in Maine.

  • Quarry Run Dog Park in Portland – This park consists of 7 acres of land where your dog can run free off the leash. There are trails and a smaller fenced-in area for little dogs.
  • Willard Beach in South Portland – This dog-friendly scenic beach allows dogs to frolic in the water off leash.
  • The Whole Dog Market in South Portland – This market not only allows dogs but carries a full line of pet supplies.
  • Margaret Todd Windjammer Cruises in Bay Harbor – What is a Maine vacation without a cruise? Your dog gets to come along and enjoy the scenery and live music.
  • Porthole Restaurant & Pub in Portland – This pet-friendly seafood restaurant welcomes all pets and offers special patio seating.
  • Rollover Café in Wells – This pet-friendly offers family-style food, doggie treats and an outdoor patio for dogs and their owners.
  • York Harbor Inn in York – offers a historic dog-friendly home right near the main resort. The place has gas fireplaces, doggie beds and canine accessories.
  • Colony Hotel in Kennebunkport – offers dog-friendly lodging where dogs can explore trails, frolic on the beach or dine on the patio with its owners.
  • Captain Jefferd’s Inn in Kennebunkport – offers a pet-friend inn that special entrance for dogs, a garden patio and plenty of area for walks

Veterinary Costs in Maine

Every year the cost of veterinary care increases. Pets today, particularly dogs, are becoming a part of the family with owners paying more in medical costs to keep their four-legged friends healthy and happy. Maine is no exception when it comes to high veterinary costs. In fact, they rank as one of the top states in terms of dollars spent annually for veterinary care.

Pet owners in Maine pay an average of $1,500 in vet bills, and most of this is for routine care and preventative medicine. If something serious comes up with their pets, they can expect to pay even higher costs. Having pet insurance offers a great way to get help with these unexpected vet bills.

The Cost of Pet Insurance

If you own a pet and worry about some unexpected medical expense could hurt you financially or cause you to be unable to care your for your pet, you may want to consider pet insurance. For a small fee each month, your pet will be covered against most unexpected and emergency veterinary services. The cost of pet insurance is determined by these factors.

  • Where you live
  • Insurance company
  • Type of pet
  • Breed of pet
  • Age of pet
  • Amount of coverage

I’ve put together some monthly premiums from a few different cities in Maine. This amount is for a policy that covers 80% of the bills with a $250 deductible. It’s also based on a 55-pound, mixed breed dog that is four years of age.

Pet Insurance Cost by Maine City

City Monthly Cost
Portland $31.21
Augusta $38.14
Bangor $34.67
Camden $34.67
Westbrook $28.12

Low Income Pet Help in Maine

Owning and caring for a pet can be a huge responsibility, and sometimes, even the most responsible pet owners fall onto hard times. When this happens, the pet shouldn’t be the one to suffer. Maine has many organizations that offer financial assistance to pet owners who may be having difficulties paying for veterinary care. These businesses offer free or low-cost services to pet owners in need.

Animal Refuge League in Westbrook – offers pet food, vaccination and spay/neuter assistance

Bar Harbor Food Pantry in West Kennebunk – offers pet food

Camp Bow Wow in Portland – offers pet food

Hardy’s Friends in Gouldsboro – offers pet food and pet supplies

Houlton Humane Society in Houlton – offers spay/neuter assistance and pet food

York County Shelter Program in Alfred – offers pet food

Greater Androscoggin Humane Society in Lewiston – offers spay/neuter assistance

Maine Low-Cost Spay/Neuter Program (statewide) – offers spay/neuter assistance

Spay Maine – offers spay/neuter assistance