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Pet Insurance in Georgia

Georgia is a state offering beaches, attractions and tons of sunshine. Because of this, and its close proximity to Florida, it’s also a state popular to many tourists. Tourists also like to vacation here with their dogs. With so many fun things to do and see in Georgia, dogs can have a good time here, but are also more at risk of being injured or becoming sick. Having a good pet insurance policy in place can make the difference of not having a vacation ruined by unexpected vet bills.

Pet Laws in Georgia

Georgia has several pet laws, specifically regarding to dogs, and these laws apply not just to Georgia residents but also to travelers coming to Georgia with their pets. One of Georgia’s most important laws is the Responsible Dog Ownership Law, which states that the owner must be held liable if its dog attacks another animal or human and must register the dog as a dangerous or threatening dog. All dogs in the state must be licensed, tagged and be current on vaccinations and rabies shot. Although Georgia does not have a statewide leash law, each county has its own laws and statutes regarding keeping a dog on the leash when away from home.

Pet-Friendly Things in Georgia

Georgia is a beautiful state and also one that has many pet-friendly things to do and see as well as pet-friendly places to stay.

  • Herty Pines Dog Park in Havannah – offers rivers, trails and designated fenced-in areas for small and large dogs
  • Floataway Café in Atlanta – this French-Italian restaurant offers outdoor seating for you and your pet.
  • Andaz Savannah – This pet-friendly hotel includes a dog bed, treats and food bowls.

You don’t have to be a tourist to enjoy the pet-friendly accommodations Georgia has to offer. Georgia residents who don’t like leaving their pets at home when they go to work can choose to work in a pet-friendly place. Here are just a few of the MANY pet-friendly employers in Georgia.

  • Athena Health in Atlanta
  • C4 Belts in Atlanta
  • VCA Animal Hospital in Chamblee
  • Guild Quality in Atlanta
  • Dogma Dog Care in Smyrna
  • SimplePart LLC in Atlanta

Georgia Veterinary Costs

Georgia is not one of the most expensive states in terms of what pet owners pay for veterinary care, but they do pay an average of $1,300 annually. This amount is usually for routine veterinary care, which includes annual checkups, worming, canine vaccinations, rabies shots, x-rays, blood work and fecal exams. What about if your dog becomes terminally ill with cancer or is hit by a car and requires surgery? Catastrophes like this can result in astronomical veterinary bills – bills you might not be able to pay.

If your dog was hit by a car and needed emergency treatment, you could end up owing $2,000 or more for x-rays, emergency care, medication and surgery. Even when the dog is treated, you may have to pay for follow-up treatment. A dog diagnosed with cancer will incur an even higher vet bill. Here is an example of some of the expenses a cancer-diagnosed dog might incur according to PetMD.

Treatment Cost
Cancer diagnosis exam $200
Removal of tumor $1,500 or more depending on the tumor
Chemotherapy treatments can go from $200 to $2,000 or more
Radiation treatments $2,000 to $6,000 or more depending on the cancer
Medication Anywhere from $30 to $50 per month

Every year thousands of dogs and cats are put to sleep or abandoned because their owners can’t pay for their emergency medical. Often, this could have been avoided with pet insurance.

Monthly Cost for Pet Insurance in Georgia

Although most pet owners don’t want the additional cost of pet insurance, they often change their mind when an emergency comes up and they’re suddenly hit with a high vet bill. Here is an example of some monthly premiums for pet insurance in different cities in Georgia. These rates are for a policy that pays 80% after the customer pays $250 deductible. It’s based on a mixed breed dog of medium size that’s five years old.

City Monthly Cost
Atlanta $43.68
Cambridge $36.63
Augusta $32.97
Macon $36.73
Norcross $40.29

Although the above-mentioned policy is the one most chosen by customers, it’s the only policy type. Customers can increase or lower their deductible, adjust their copay or limitations of coverage.

Low-Income Pet Help in Georgia

Pet care involves more than just feeding your dog or cat. There are required immunizations and vaccinations as well. Pet owners may suddenly find themselves facing financial hardship, whether it’s from job loss, medical issues or any variety of things that can go wrong. Fortunately, for the pet owners in Georgia, many organizations offer financial and low-income pet care to help pet owners take care of their cats and dogs.

Carroll County Human Society’s West Georgia Clinic in Villa Rica – offers spay/neuter assistance

Georgia Animal Project in North Georgia – a spay/neuter clinic

PAWS Atlanta – offers spay/neuter assistance

Project CatSnip in Atlanta – offers spay/neuter assistance

Human Society of South Coastal Georgia – offers pet food assistance, microchipping, vaccination and spay/neuter services statewide

LifeLine Animal Project in Atlanta – offers spay/neuter assistance

PALS: Pets Are Loving Support – offers veterinary care assistance to ill, disabled or senior pet owners

Daffy’s Pet Soup Kitchen in Lilburn – offers, temporary foster program, spay/neuter assistance, necessary veterinary medical care and pet food/supplies

Cherokee County Humane Society in Acworth – offers spay/neuter assistance

Stopping Pet Overpopulation Together (SPOT) in Atlanta – offers spay/neuter assistance