Home » State Pet Insurance » Florida Pet Insurance

Florida Pet Insurance

There are a lot of animals that both live in and visit Florida, and it’s a great place for them to be, with beaches, dog parks, outdoor cafes and much more for dogs and owners alike to enjoy.  According to data by Banfield, 267,476 dogs and 52,558 cats live in The Sunshine State.

Dogs and cats in Florida also have higher-than-average cases of arthritis and dental disease, and they have less obesity issues than pets in the rest of the country. Fleas and ticks can be problematic in the state due to the warm climate, so make sure your pet is up-to-date on all flea and tick medications.

Pet Friendly Florida

Dogs have a great life in Florida. Not only are they welcome at many beaches across the state, there are many beaches dedicated solely to dogs like Dog Beach in Jupiter, FL and Hollywood Dog Beach in Hollywood, FL, which has a waterfront pet play area from Friday to Sunday. If your pup would rather stay on dry land, then you can enjoy several dog parks all around Florida, such as Happy Tails Dog Park in Plantation, that has separate areas for various-sized pets as well as agility equipment.

Pet friendly companies are also popping up all over Florida. In south Florida, pets can come to any business in co-working spaces WeWork or The LAB, as long as the company is okay with it. Bigger companies like the Kimpton Surfcomber hotel also allow pets, not only for guests, but for employees too. In a generation that owns more pets than any other age group in America right now, being able to bring their pets along in their day-to-day life is a huge perk.

Florida Veterinary Costs

Florida has an annual cost for veterinary care for dogs and cats of $1200-$1300, according to data from Petplan. Luckily, pet insurance is available to cover anywhere from 70 to 100 percent of those costs, depending on your plan and provider.

Where you live in Florida does make a difference in your rate each month. Fort Lauderdale is the most expensive, followed by Miami, Sarasota, Orlando and Tallahassee, according to quote data we got from Figo Pet Insurance.

City Monthly Cost*
Miami $29.75
Tallahassee $17.89
Orlando $19.07
Fort Lauderdale $44.94
Sarasota $20.32

*Quotes are for $14,000 in annual coverage with a e $250 annual deductible as well as 80% reimbursement. We used a sample dog of a three-year-old mixed breed weighing between 21-70 pounds. Puppies, senior dogs and various breeds can change the rate.

Pet owners may find themselves in a situation where pet care is too expensive, and Florida has a lot of resources in these situations.

Low-Income Pet Help for Floridians

Florida has a lot of assistance for pet parents who find themselves in a tough situation, from spay/neuter services to food pantries all over the state. Here are a few of the resources available:

Palm Beach County Pet Food Bank – Works with Peggy’s Pantry, Passion for Paws, Inc., and Kibblez of Love to provide pet food to owners to assist them in hard times.

Fairy Tail Endings – Non-profit organization dedicated to keeping pets and their families together when they are financially struggling.

First Coast No More Homeless Pets – High-quality, low-cost vet care, spay/neuter and a pet food bank to help pets in the region.

Pet Project for Pets – Assists in keeping pets and their owners together in times they are needed the most such as during terminal illness or financial worries.

TLC PetSnip, Inc. – High-quality and affordable spay/neuter that goes out into the community and will travel to pet owners.

You Can Make a Difference, Inc. – Strives to prevent animal neglect through preventing overpopulation with spay/neuter services.

Florida residents want the top level of care for their pets, and pet insurance can help cover a lot of these costs and give you peace of mind for emergency situations.