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Pet Insurance in Colorado

Colorado residents love the outdoors and they love their animals, with Denver and Colorado Springs consistently ranking among the most dog friendly cities in the United States. They even have the most dog walkers and dog sitters per capita! With over 100,000 dogs and 20,000 cats, that is great news for owners who want a little extra help with their furry friends.

Colorado cats and dogs face health issues like arthritis and kidney disease at a higher rate than the rest of the country, according to research by Banfield on their more than 2.5 million dogs and 518,000 cats in their network. Most popular dog breeds in Colorado are the Labrador Retriever and the Chihuahua, while the most popular cat breeds are the Domestic Medium Hair and Domestic Long Hair.

Pet Friendly Colorado

Dogs, particularly large dogs, are a big part of day-to-day life in Colorado, and they are often visitors at popular hiking spots, lakes off-leash dog parks and even glamping. Denver is the most pet-friendly city, with dogs allowed to eat with their owners on the patio of restaurants, and doggie boutiques popping up all over town.

Bringing your dog (and sometimes your cat) to work is growing in popularity, and Denver has a lot of companies that are seeing this as a perk. Many of these are web development or technology companies, such as Name.com, Brandfolder and Sustain.

Colorado Veterinary Costs

Colorado pet owners may spend about $1400-$1500 per year on emergency veterinary care, which is on the higher end of costs across the country. Pet insurance may typically run about $400 for the year, so this is a great savings if anything were to happen. Remember that number is an average and many veterinary visits cost far more than that.

An ASPCA research study found that the majority of pet owners will spend $2,000 to $4,000 during their pet’s life on an emergency situation. Since you never know when that may occur, it is best to be prepared. With the right pet insurance policy, you can be reimbursed up to 100 percent of these costs.

Where you live in Colorado makes a bit of a difference when we pulled a pet insurance quote, and this can depend on location and also pet insurance provider, but costs are usually decided based in part on zip code.

City Monthly Cost
Denver $38.49
Colorado Springs $29.06
Durango $32.28
Estes Park $32.28
Aspen $38.49

*For our sample quote, we used a three-year-old mixed breed dog, weighing 21-70 lbs. If you have a puppy, a senior dog or a large breed dog, your quote will vary. If you are looking for cat insurance, you’ll find that is a bit cheaper than dog insurance, and you can also get savings by doing a multi-pet discount.

Some pet owners find that the cost of pet insurance and pet care is too expensive for them, but Colorado has several resources to make pet care available to all.

Pet Health Help for Low-Income in Colorado

Fort Collins Cat Rescue – Food pantry for pets in need. (970) 484-8516.

Spa 4 Paws Pet Pantry – Fort Collins resource for cat and dog food, toys and treats for short-term or long-term needs. (970) 484-7297.

Duncan’s Place – Loveland, CO resource for low cost vaccinations and spay/neuter. Duncansplace.org

The LadyBug Fund – Limited financial assistance for emergency veterinary care. (970) 484-8080.

The Pet Fund – Limited financial assistance for non-emergency veterinary care. Thepetfund.com

If you are a Colorado resident, then you want your pet to have access to the best care, food, training, boarding and more, just like you would for any member of your family. Pet insurance is a great way to give you protection and peace of mind for any situation that may occur.