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Pet Insurance in Arizona

Pet Insurance in Arizona
Arizona is consistently ranked at the top of many lists for most pet-friendly states, with Tucson, AZ often coming out on top as the most pet-friendly city. With lots of outdoor activities, water sports, pet-friendly hotels, parks and more, your four-legged friend can have a nice home in the sunny state of Arizona.

Dog (and Cat!) Friendly Arizona

While Arizona doesn’t have as many dog-friendly employers as other states, some companies are starting to get on board with dog-friendly policies, such as WAG, the dog-walking service, which has its call center in Arizona. Dog daycare is also growing in popularity, so dog owners don’t have to worry about their pet’s boredom while they are at work. Always popular in Arizona are pet resorts, a luxury alternative to pet boarding for those Arizonans who vacation without their pet.

Veterinary Costs in Arizona

The State of Arizona has pet owners that treat their pets like members of the family. With high adoption rates and lots of animal rescues from neighboring Mexico, Arizona has a lot of pets, period! According to a study by Petplan, Arizona pet parents will spend an average of $1200-$1300 a year on their pet’s veterinary health.

According to the ASPCA, a pet owner will spend anywhere from $2,000 to $4,000 on an emergency situation sometime in the life of their pet. With pet insurance, those costs can be reimbursed up to 100 percent, depending on your plan.

Where you live in Arizona matters. Pet care costs vary by city, and pet insurance costs follow along the same lines due to access to care, types of treatments available and the likelihood that your pet friend can have an accident or injury. We put together sample quotes from the pet insurance company PetsBest so you can see what the different rates are by city.

City Monthly Cost*
Phoenix $35.54
Mesa $45.84
Tucson $31.81
Flagstaff $31.81
Yuma $36.70

Surprisingly, suburb Mesa is more expensive than capitol city Phoenix, one of the largest cities in the United States. Yuma is also more expensive than Phoenix, and Tucson and Flagstaff were the same for their middle-of-the-road plan. Either way, set monthly costs for pet insurance is still better than a surprise $5,000 emergency bill in our experience.

*We used a three-year-old male, mixed breed, 20-55 lbs. for our sample quote

For some pet parents, pet insurance is still more than they can afford. In other instances, their pet may have a pre-existing condition that is not covered, or they may be looking for assistance to cover the difference. Arizona has resources for pet owners to help in all sorts of scenarios.

Low-income Pet Health Help in Arizona

Animal Aid Network – Offers low-cost spay/neuter and financial assistance in emergencies to Valley Verde residents.

Arizona Pet Project – Provides thousands of free spay and neuter services each year and provides services to prevent pet homelessness.

Humane Society of Southern Arizona – First Sunday of the month provides dog and cat food to pet parents having economic hardship. 635 W. Roger Road location.

Arizona Animal Welfare League and SPCA – Low cost option for routine veterinary care with walk-in vaccination and microchip clinics.

If you live in Arizona, you likely want your pet to have an excellent level of care. Using pet insurance is a great way to make sure you don’t have to cut corners when it comes time to save your animal’s life.