Pets Best Pet Insurance Review

Pets Best Pet Insurance Review
No annual limits or upper age limits
Super fast reimbursement
Routine care is an additional add-on
Best For:
People who want a trusty plan from people constantly updating to make things better for the customer.
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About Pets Best

A Doctor of Veterinary Medicine, Dr. Jack Stephens, founded Pets Best in 2005. He is highly regarded as the “father” of the pet insurance industry in North America. He started Pets Best because he saw too many owners unprepared for the financial burden of helping their pets with serious illnesses, who were faced with euthanizing their beloved pets instead.


All Pets Best Accident and Illness plans cover accidents, illnesses, cancer treatments, hereditary and congenital conditions, emergency care, surgery and hospitalization, prescription medications, ongoing and chronic conditions, diagnostic tests, older pets, dental care, prosthetic devices and euthanasia. They also cover exam fees, acupuncture and chiropractic and physical therapy in most plans, but this can be adjusted to fit your budget.

You can purchase accident only plans for $6-$10 a month depending on where you live and if you are ensuring a dog or a cat.

Routine Care Coverage

Pets Best has two routine care plans: the Essential Wellness plan at $16/month and the Best Wellness plan at $26/month. Both plans have no deductible, and cover a certain amount toward things like Rabies, flea/tick prevention, microchip, urinalysis, and more.


Pets Best excludes pre-existing conditions, elective and preventive procedures, parasites, special foods and alternative care and treatments.

There are no upper age limits for your pets and your pet will not get kicked out of the plan at a certain age.

Waiting Periods

Waiting periods are three days for accidents, next day for Routine Care packages, and 14 days for illnesses.


Pets Best will reimburse 70%, 80% or 90% of your total bill, depending on the plan you choose, after you meet the deductible you select.


You can get your claims processed in as little as five days, and even have your funds direct deposited. Pets Best makes it easy to submit claims through their online portal or their mobile app. Everything can be done digitally and they get funds back to you quickly.

Pets Best also prides itself in its charity work, and works with many rescues and other organizations to help change the lives of as many animals as they can.

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365 Pet Insurance
Average rating:  
 5 reviews
by Tracy Jones on 365 Pet Insurance

Pet best is a pretty decent company. I am grateful to realize this now, after 6 months of paying premium on 3 dogs and 2 little kitties.

by Lilly on 365 Pet Insurance
Highly Recommend

Definitely Pets Best!

by John on 365 Pet Insurance

Love Pets Best!! Trupanion is decent too.

by Puppy Owner on 365 Pet Insurance

Good company.

by Susan on 365 Pet Insurance
Love it!!

We have been very happy with Pets Best!