Best Pet Insurance For Boxers (2023)

by | 2/1/2023

According to the American Boxer Club, the Boxer Dog has a way of “worming its way into the good graces and hearts of an entire household.” 

If you’re a Boxer parent, you know this to be entirely true. The breed’s majestic appearance accompanies a courageous, fun-loving personality. Your Boxer is a treasure, and you want to give it top-notch treatment, no matter the cost. 

Therefore, this is why we’ve compiled information on the best pet insurance for Boxers to help you give your dog the care it deserves. We’ll discuss top plans, price ranges, and various add-on packages so that you can select a wag-worthy option for your best friend. 

Keep reading to find out:

Continue reading to learn more about the following pet insurance providers so that you can choose the best one for your needs:

 

Our Top 3 Picks for Boxer Pet Insurance

Spot

Lemonade 

Embrace

Quote

Visit Site

Visit Site

Visit Site

Our Score

4.9/5

4.8/5

4.7/5

Deductible

$100 to $1,000

$100 to $500

$200 to $1,000

Average Monthly Cost for Boxers*

$50

$35

$75

Multi-pet Discount

10%

5%

10%

Wellness Add-on

Yes

Yes

Yes

BBB Rating

A

F

A+

*These cost estimates are based on quotes for a 2-year-old Boxer with mid-level coverage.

Why Is Pet Insurance for Boxers Important?

Pet insurance for Boxers is important because the breed is prone to several health conditions that could drain your savings. 

Here are some common Boxer health issues:

  • Degenerative myelopathy
  • Diabetes
  • Aortic stenosis
  • Cardiomyopathy 
  • Cancer
  • Hip dysplasia
  • Hypothyroidism
  • Corneal ulcers
  • Stomach bloat
  • Histiocytic ulcerative colitis
  • Alopecia 
  • Skin disease
  • Food allergies

The Boxer’s medical problems range in severity and cost. Take a look at some common expenses associated with Boxer health conditions.

Injury/Illness

Estimated Expense

Hip dysplasia

  • $100-$300 per month for medical maintenance
  • $3,500-$7,000 per hip for surgery

Allergies

  • $250-$1,000 for testing
  • $150-$300 per month for symptom management

Gastric dilatation-volvulus (Bloat)

  • $3,000-$8,000 for gastropexy surgery and treatment
  • $800-$1,200 for preventive gastropexy surgery

Hypothyroidism

  • $150 per month for medical management
  • $200 per year for testing

Diabetes

  • $200-$500 per month for insulin, special diets, and blood glucose monitoring
  • $200-$700 for follow-up testing

Cancer 

  • $600-$10,000 depending on the type of cancer and required treatment

How Much Does Pet Insurance for Boxers Cost?

On average, pet insurance for Boxers costs $55-$85 per month. The cost of your plan will vary by your dog’s age and location.

The younger you enroll your pet, the cheaper your policy will be. Your pet will also have had less time to develop pre-existing conditions that could bar you from important coverage.

We retrieved these sample pet insurance quotes from Spot for a 1-year-old Boxer living in different cities. We selected various coverage rates to illustrate how plan customization affects cost.

State

Estimated Monthly Cost

California

$65-$85

Florida

$55-$75

Indiana

$65-$85

New York

$80-$100

Best Pet Insurance for Boxers

Boxer Insurance

The next few sections will give you an overview of top pet insurance companies. Remember, you can always check out our pet insurance reviews for a comprehensive look at each provider’s fine print. 

For now, continue reading to discover policy features, coverage exclusions, add-on packages, and price points to choose the best option for your Boxer.

Spot for Boxers

Spot offers highly customizable pet insurance policies for Boxers at around $50 per month. Your specific price will depend on your dog’s age and location. 

You can customize your monthly premium and annual coverage rates with the following mix-and-match options:

Annual limits – $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, unlimited.

Annual deductibles – $100, $250, $500, $750, $1,000.

Reimbursement rate– 70%, 80%, 90%.

What’s Covered:

What’s Not Covered:

  • Accidents
    • Torn ligaments
    • Bite wounds
    • Cuts
    • Broken bones
    • Toxic ingestions
    • Lodged foreign objects
  • Illnesses
    • Cancer
    • Arthritis 
    • Hypothyroidism 
  • Hereditary conditions
    • Heart disease
    • Eye disorders
    • Hip dysplasia
  • Behavioral issues
  • Dental illness
  • Pre-existing conditions
  • Breeding costs
  • Cosmetic procedures
    • Tail docking
    • Ear cropping

Spot offers two add-on plans for your dog’s preventive care. The Gold package costs $9.95 per month and reimburses up to $250 a year. The Platinum package reimburses up to $450 per year and costs $24.95 per month. 

These optional add-ons cover items like dental cleanings, wellness checkups, vaccinations, heartworm tests, parasite preventatives, fecal tests, and health certificates.

Pros:

  • No upper age limits
  • Highly customizable coverage
  • Unlimited annual payout option

Cons:

  • No prescription pet food coverage
  • Higher monthly premiums

Read our Spot pet insurance review for more information.

Lemonade for Boxers

Lemonade provides pet health insurance coverage at affordable monthly rates. Plans for Boxers typically cost around $35 per month.

You can customize your Lemonade policy with the rates below to get higher coverage or a lower price.

Annual limits – $5,000, $10,000, $20,000, $50,000, $100,000.

Annual deductibles – $100, $250, $500.

Reimbursement rate – 70%, 80%, 90%.

What’s Covered:

What’s Not Covered:

  • Unexpected accidents and illnesses
  • Diagnostic testing 
  • MRIs, CT scans, X-rays, and ultrasounds
  • Hospitalization and surgery 
  • Emergency medical care
  • Prescription medications
  • Chronic conditions
    • Cancer 
    • Diabetes 

Lemonade offers add-on packages for exam fee coverage and physical therapy coverage. The exam fee add-on covers fees you incur just for visiting the vet. The physical therapy add-on covers items like acupuncture, chiropractic care, and rehabilitation.

Lastly, Lemonade has add-on wellness plans for reimbursements on vaccinations, dental cleanings, routine testing, yearly checkups, and more. You can even select Lemonade’s Preventive Plan for Boxer Puppies for even more reimbursements on services your little buddy will inevitably need.

Pros:

  • Competitively affordable pricing
  • Add-on packages for exam fees and physical therapy
  • Wellness plan for Boxer puppies

Cons:

  • No dental illness coverage
  • Low BBB rating

Learn more in our Lemonade pet insurance review.

ASPCA for Boxers

ASPCA Pet Health Insurance costs around $60-$80 per month for Boxers. ASPCA offers mix-and-match coverage options to suit a wide range of dog owner needs.

Annual limits – $3,000, $4,000, $5,000, $7,000, $10,000.

Annual deductibles – $100, $250, $500.

Reimbursement rate – 70%, 80%, 90%.

We like ASPCA’s low deductible options, which help you access your insurance coverage quicker. However, the provider caps annual coverage at $10,000, so your yearly reimbursements can’t exceed that amount.

What’s Covered:

What’s Not Covered:

  • Accidents
    • Lodged foreign objects
    • Toxic ingestions
    • Fractures
    • Cuts
  • Illnesses 
    • Cancer
    • Diabetes
    • Arthritis
    • Hypothyroidism 
    • Allergies
  • Behavioral issues
  • Hereditary and congenital conditions
  • Surgery
  • Emergency care
  • Diagnostic testing
  • Microchipping 
  • Pre-existing conditions
  • Cosmetic procedures
    • Tail docking
    • Ear cropping
    • Dewclaw removal
  • Breeding costs

ASPCA offers Basic and Prime Preventive Care packages. These optional add-ons cost $9.95-$24.95 per month and reimburse you $250-$450 for dental cleanings, vaccinations, checkups, heartworm tests, parasite prevention, urinalysis, and more.

Pros:

  • Low deductible options
  • Exam fees and microchips covered
  • Customizable plan options

Cons:

  • Annual coverage capped at $10,000
  • Poor customer reviews

For more information, check out our ASPCA pet insurance review.

Embrace for Boxers

Embrace’s pet insurance for Boxers averages $75 per month. You can combine Embrace’s many rate options for personalized coverage. 

Annual limits – $5,000, $8,000, $10,000, $15,000, $30,000.

Annual deductibles – $200, $300, $500, $750, $1,000.

Reimbursement rate– 70%, 80%, 90%.

With every Embrace policy, you’ll automatically access the provider’s exclusive Healthy Pet Deductible program, which reduces your annual deductible by $50 for every policy period you don’t submit a claim.

What’s Covered:

What’s Not Covered:

  • Accidents and illnesses
  • Diagnostic testing
  • Cancer treatment
  • Congenital conditions
  • Dental injury
  • Exam gees
  • Genetic conditions
  • Prescription medications
  • Allergy testing
  • Complementary treatments
  • Physical therapy
  • CT scans, X-rays, and MRIs
  • Hospitalization and surgery
  • Pre-existing conditions
  • Boarding fees
  • Breeding costs
  • Elective procedures

Embrace’s Wellness Rewards program can help you budget for your Boxer’s routine veterinary care needs. Although these packages will only save you about $25 per year, you can use your annual allowance of $250-$650 on a wide variety of wellness services like:

  • Checkups
  • Vaccines
  • Grooming
  • Pet activity monitors
  • Teeth cleanings
  • Nail trimmings
  • Medicated shampoos
  • Prescription pet food
  • Massage and acupuncture
  • Routine fecal tests and blood work

Pros:

  • Healthy Pet Deductible program
  • Flexible pre-existing condition policy
  • Wellness Rewards packages for routine care

Cons:

  • Wellness plans won’t save you much money
  • No unlimited annual coverage option

Check out our Embrace pet insurance review to find out more.

Healthy Paws for Boxers 

Healthy Paws’ Boxer insurance costs around $60-$70 per month. It’s a good option for pet owners seeking unlimited annual and lifetime payouts for unexpected vet bills.

However, Healthy Paws is best for pet parents buying insurance for a new puppy.

The provider limits plan customization by your dog’s breed and age at enrollment. Boxers are only eligible for the following rates: 

Annual limits – Always unlimited.

Annual deductibles – $500.

Reimbursement rate – 70%.

If you try to enroll your Boxer in a Healthy Paws plan after age 5, your coverage will be lower and your rates even more limited. 

Regardless of the rates your pet is eligible for, Healthy Paws will cover treatments for new accidents and illnesses. 

What’s Covered:

What’s Not Covered:

  • Unexpected injuries and sickness
  • Hereditary conditions
  • Chronic conditions
    • Allergies
    • Cancer
    • Diabetes
  • Diagnostic testing
  • Surgery
  • Prescription medication
  • Alternative therapies
  • Emergency medical care
  • Hospitalization 
  • Pre-existing conditions
  • Boarding fees
  • Breeding costs
  • Preventive care services
  • Spay/neuter surgery
  • Electric procedures

Pros:

  • Unlimited annual payout on all plans
  • Dedication to animal welfare charities
  • Quick claims process and reimbursement

Cons:

  • No add-on packages available
  • Strict upper age limits

Read more in our Healthy Paws pet insurance review.

Is Pet Insurance for Boxers Worth it?

Pet insurance for Boxers is worth it if:

  • You need help budgeting for unexpected vet bills
  • You’re financially unprepared for a veterinary emergency
  • You worry about your Boxer developing breed-specific health conditions as it ages

Consider this hypothetical situation to understand the worth of dog insurance for your Boxer:

You have a 5-year-old Boxer that starts acting lethargic and ill. You take your buddy in for a vet visit to diagnose the problem.

After testing, the vet diagnoses your dog with thyroid deficiency. The canine thyroid testing costs $200, and the monthly medication for treatment costs $150.

Luckily, you enrolled your Boxer in a pet insurance plan as a puppy. The hypothyroidism is a new illness, so it’s covered. 

Your dog’s coverage costs $70 a month but provides up to 90% back on any costs related to treatment. You’ll get a large percentage of your costs back for this one event. 

Take a look at the math:

Cost without insurance:

 

$150 per month for medication x 12 = $1,800 yearly cost

 

$1,800 + $200 for initial testing = $2,000 total

 

You pay $2,000 with no reimbursement.

 

Cost with insurance:

 

$2,000 total – $500 annual deductible = $1,500

 

$1,500 x 90% reimbursement rate = $1,350 back in your pocket

 

You pay $650.

If you pay $70 per month in premiums, that totals $840 for your Boxer’s insurance plan. That cost has more than paid for itself with this one medical event. 

If your Boxer has other unexpected veterinary needs, you’ve already satisfied your deductible and can get straight to coverage.

Final Thoughts

Gone are the days of wondering how you’ll afford unexpected veterinary bills. With a solid pet insurance plan, you’ll be able to choose the most outstanding care for your dog without worrying about your budget.

So, now that you’ve learned about various providers and policies, you can set out to find the best pet insurance for Boxers. Once you’ve chosen the perfect plan, you can check out some of our pet insurance FAQ guides to learn more about the ins and outs of pet health coverage.

Our Methodology

​​Here at 365 Pet Insurance, our research team looks to examine all pet insurance policies and comes up with reviews based on:

  • Coverage
  • Plan options
  • Cost 
  • Reputation
  • Customer service 
  • Species available
  • Wellness benefits 

We’ve created a 5-star rating system to score pet insurance brands based on a 100-point scale. To develop a list of the best pet insurance plans, we looked into plans, rating coverage, claims handling, reimbursements, deductibles, and limitations. 

Each factor is weighted differently based on the following factors:

  • Monthly Pricing (25 points): How each pet insurance company charges for their plans is a crucial part of the decision-making process of the customer. Affordable rates and comprehensive coverage are the defining characteristics of providing the best pet insurance.
  • Coverage (20 points): We scored companies based on the treatments and procedures they cover. Providers offering broader coverage and more unique treatments received more points.  Pet insurance policies are not offered by all companies for older pets. Providers who have an age limit on the pets they cover were deducted points.
  • Plans (15 points): Pet insurance providers offer accident-and-illness plans, accident-only plans, wellness add-ons, and pet preventive care add-ons, so customers can choose the right plan for their pets. We also factored in costs to achieve the most comprehensible review for your pet’s needs.
  • Customization Options (10 points): You can ensure your pet only gets what they need by customizing your policy. A higher score was earned by providers who offered a greater range of annual limits, deductibles, and reimbursement rates.
  • Customer Service (10 points): We scored companies based on their website accessibility and usability, mobile apps, and grating points to companies with the most customer experience options.
  • Industry Reputation (10 points): We assessed each company’s industry reputation by reviewing up-to-date BBB ratings and accreditation information, as well as their years of experience in the industry.
  • Waiting Periods (10 points): Companies with shorter accident and illness waiting periods scored higher than companies with longer waiting periods.

Our team revisits each company’s information at the end of every month to make updates and ensure the information is as accurate as possible.